Those who travel overseas for business or vacation may want to know that two of the world's largest international health insurance plans - “Atlas Travel” and the “International Citizen Medical Plan” insured by Lloyds of London have changed coverage and rates effective January 1, 2002. The coverage levels are increased for the new policies and the premium cost is proportionately higher.

These plans are specifically designed to deal with the language issues, currency translation and business practices unique to the medical care of international travelers. I believe that the improvements in benefits will be welcomed by customers. The relatively low cost of these plans means that a modest price increase is not a significant barrier for most customers.

The updated rates and forms are now available online at www.MedSave.com using the “International Health Insurance” or the "Forms" link and printed versions of the new enrollment brochure are expected to be available in early January.

About the Author

Tony Novak, MBA, MT, is a tax and benefits adviser based in Narberth, PA. His businesses Freedom Benefits Association and MedSave.com provide enrollment services to individuals and businesses nationwide.